Explore the Scope of Our Legal Terms
Our terms of service apply to every account opened on ntwin where local law permits such access. We operate under the jurisdiction stated in our licensing documentation, and nothing in these terms overrides a mandatory rule in your country of residence. For Malaysian accounts, payment activity
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via Touch 'n Go, GrabPay, Boost dan FPX is subject to the same terms as any other transaction — no separate carve-out applies. We update these terms when regulations change, and we notify you by email before material amendments take effect. Continuing to use your account
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after the effective date of any update constitutes acceptance. If any clause is found unenforceable in your jurisdiction, the remaining clauses stay fully in force. You are responsible for reading the current version of these terms; we keep a dated archive in your account portal so
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you can compare versions at any time.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.